Every year homeowners suffer serious losses from fire, theft and natural calamities with the cost of damages running into billions of dollars. To protect against extensive financial loss, homeowners should have an up-to-date homeowner's insurance policy that adequately covers both home and possessions.
A well designed policy can protect a homeowner from losses if the home is burglarized or vandalized, or if there is a fire or natural disaster. Moreover, homeowners insurance protects personal belongings and protects the homeowner against lawsuits if someone is injured while on the owner's property.
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